When you’re away from your workplace on workers comp due to a job related injury, it may be nerve-wracking thinking about whether or not your employer will hold a job. Understanding how long an employer has to hold a job for someone on workers compensation is critical for both employers and employees. An experienced Florida workers compensation attorney will make sure that you protect your rights and your job.
This guide will walk you through the essentials of workers compensation, the obligations of employers, and the rights of injured employees.
Workers Compensation Benefits
Workers compensation provides for:
Medical Care
Workers compensation helps injured workers by providing medical benefits and lost wages so workers get the medical attention and financial support they need to recover. This includes doctor visits, hospital stays, medications and rehabilitation services.
Lost Wages
Financial support is another big benefit. Injured workers can get compensation for a portion of their lost wages. This is usually two-thirds of the worker’s average weekly wage, up to state maximums. This helps ease the financial burden when the injured worker can’t do their job.
Employer Protection
Plus, workers compensation benefits can protect employers by reducing the risk of lawsuits. When employees accept workers compensation, they usually give up their right to sue their employer for the injury. This system helps balance things out, providing financial compensation to employees while protecting employers from long drawn out lawsuits.
Disability Benefits
Also, workers compensation benefits may cover temporary partial disability or permanent total disability. Temporary partial disability benefits apply when an injured worker can do some job duties but at a reduced capacity and earn less. Permanent total disability benefits are for those who can’t return to any kind of work due to their injury.
How to File a Claim
Filing a workers comp claim involves a few steps.
Time Limits
First, act fast. In Florida, employees must file a claim within 30 days of the injury. This time frame is critical or you’ll lose benefits.
Tell Your Supervisor
One of the first things to do is tell your supervisor. Tell them about the injury or illness as soon as possible. Early notification helps document the incident and starts the claims process.
Filing for Occupational Diseases
Occupational diseases, such as those caused by prolonged exposure to toxic substances, have a different filing window. Employees have up to two years to file a claim for occupational diseases. This gives them more time since symptoms may take longer to develop.
Documentation
Also, gather all necessary documents when seeking compensation by filing a claim. Include medical records, a detailed report of the incident and any other relevant info. This paperwork supports the claim and helps process it faster.
Follow Up
Lastly, follow up on your claim status. Stay in touch with your employer’s workers compensation carrier and make sure all the necessary steps are being taken. This will speed up the process and get you the benefits you deserve.
Florida Specifics
Workers compensation laws are different in each state, so it’s important for both employers and employees to know their local workers compensation law. Each state has its own rules on how long an employer must hold a job for an injured employee, requirements to file a claim, and specific benefits.
Florida law requires employees to report their injury within 30 days but has different time frames for benefits and job protection. Employers in Florida are not required to hold a job indefinitely for an injured worker. However, they must offer a light duty or alternative position if available based on the employee’s medical restrictions.
Employer Responsibilities
Employers are obligated to certain duties when it comes to workers compensation.
Provide Workers Compensation Coverage
Employers have several responsibilities when an employee files a workers compensation claim to ensure they can collect workers compensation benefits. First, they must provide workers compensation coverage. This ensures injured employees get the medical treatment and financial support they need while they’re recovering. Employers must also report any work related injury to the Workers Compensation Board and notify their insurance carrier within 10 days of the incident.
Keep Accurate Records
Keeping accurate records of work related injuries is another responsibility. These records track the injured worker’s progress and ensures all legal requirements are met.
Offer Light Duty Jobs
Employers should also look into offering light duty jobs. These jobs can accommodate employees who are recovering but not yet able to do their full job duties.
No Discrimination
Non-discrimination is part of employer responsibilities. Employers cannot discriminate against employees who file workers compensation claims. This means an employee cannot be treated unfairly or terminated just because they filed a claim for a work related injury.
Job Security During Workers Compensation
There are certain regulations put in place about job security during workers compensation.
Limited Job Security Obligations
Job security during a workers compensation claim can be tricky. Employers are not required to hold a job for an injured employee indefinitely. If business operations requires filling the position, the employer can do so and doesn’t have to hold a job. This is true even if the employee is receiving workers compensation benefits.
FMLA Protections
However, there are some protections. For example, the Family Medical Leave Act (FMLA) allows eligible employees up to 12 weeks of unpaid leave for serious health conditions including job related injuries. During this period, the employer must hold a job open or provide an equivalent position upon their return.
Light Duty or Alternative Jobs
In some cases, employers may offer light duty or alternative jobs to accommodate an employee’s medical restrictions. This can be a win-win situation for the injured worker to get back to work while still recovering. Light duty jobs are often less physically demanding and align with what the employee can do at the moment.
Termination and Legal Issues
Termination of employment while an employee is on workers compensation is a touchy subject. Although an employer can terminate an employee for legitimate business reasons, terminating an employee just because they filed a workers compensation claim is considered wrongful termination. Employers must be careful to avoid legal consequences.
Leave Accruals
Using leave accruals wisely ensures employees get paid without delay. It’s a practical solution for recovery and financial well being.
Initial Waiting Period
When an employee gets injured at work and waiting for workers compensation benefits to start, they can use leave accruals. This covers the initial waiting period before benefits kick in.
Partial Days Off for Medical Appointments
Employees can also use their leave accruals for partial days off for medical appointments. For example, if they need to go to medical appointments or therapy sessions. So they don’t lose pay during their recovery.
Employer Communication and Record Keeping
Employers should inform their employees about the leave accrual option. Clear communication makes the process easier for everyone. Both parties need to keep accurate records. This tracks leave taken and transparency.
Workers Compensation Benefits
In some cases, using leave accruals may impact workers compensation benefits. Consult with a workers compensation attorney to get clarity. They will help navigate the rules and ensure fairness.
Financial Security During Recovery
Knowing how to use leave accruals can help alleviate the financial stress on injured employees. It’s a safety net during the waiting period and financial stability.
Meet with an Experienced Florida Workers Compensation Lawyer Today!
Navigating the complexities of workers compensation and job security can be challenging. It’s crucial to understand your rights and the obligations of your employer to ensure you receive the support and protection you deserve.
If you’ve been injured at work and are worried about your job security, don’t wait. Contact us today at 954-388-8616!