If you experience an injury while carrying out your job duties in Florida, you are entitled to receive compensation for lost wages, medical expenses, and other benefits. However, securing compensation for work-related injuries is often a challenging process.
Insurance companies prioritize their financial interests over your well-being, which can lead to claim denials, inadequate treatment plans, or low disability ratings. In such situations, the legal assistance provided by Work Injury Rights can be invaluable.
At Work Injury Rights, our Winter Haven workers’ compensation attorneys are dedicated to advocating for your rights and ensuring you receive the full spectrum of benefits you deserve. We possess a deep understanding of the injuries covered under workers’ compensation and are adept at navigating the complexities of the claims process.
Given the complexities of Florida’s workers’ compensation laws, consulting with a Winter Haven workers’ compensation lawyer is essential to understand your rights regarding compensable injuries. Our team of experienced attorneys is committed to helping you obtain all the benefits owed to you.
Contact us today at 954-829-7077 for a complimentary case evaluation and let us guide you through the process of securing the compensation you rightfully deserve.
What Constitutes Compensable Work Injuries?
Compensable work injuries encompass injuries or illnesses sustained while performing job-related tasks, necessitating ongoing medical treatment and continued compensation for lost wages. In Florida, workers’ compensation benefits serve as a safety net for employees who suffer injuries or develop occupational illnesses during the course of their employment.
For workers in Winter Haven, Florida, it is essential to recognize the types of injuries that qualify for workers’ compensation benefits.
Common causes of work-related injuries eligible for coverage under workers’ compensation include:
- Truck and car accidents
- Slips, falls, and trips
- Falling objects
- Falls from heights
- Repetitive movements and overexertion
- Exposure to toxic substances
- Entrapment in heavy machinery
- Workplace violence
Understanding these types of injuries is crucial for Winter Haven employees to ensure they receive the necessary benefits and support in the event of a workplace injury or illness.
Typical Work-Related Injuries Covered by Workers’ Compensation
In Winter Haven, Florida, the majority of illnesses and injuries sustained while performing work-related duties are eligible for workers’ compensation coverage. However, certain circumstances may exempt injuries, such as those caused by the employee’s intoxication, violation of company policies, or engaging in reckless behavior during work hours.
Various types of illnesses and injuries are typically eligible for workers’ compensation benefits, including:
- Neck, shoulder, and back injuries
- Carpal tunnel syndrome
- Internal organ damage
- Burns
- Vision and hearing loss
- Strains and sprains
- Lacerations and contusions
- Psychological disorders
- Lung cancer, respiratory illnesses, mesothelioma
- Traumatic brain injury and other head injuries
- Spinal cord injuries, including paralysis
- Fractured and crushed bones
- Amputations
- Fatality
Understanding the scope of injuries covered under workers’ compensation is essential for Winter Haven employees to ensure they receive appropriate benefits in the event of a work-related injury or illness.
Monetary Benefits Available Through Winter Haven Workers’ Compensation
In Winter Haven, Florida, state law mandates that businesses with four or more employees must carry workers’ compensation insurance to provide financial assistance to employees in case of work-related injuries or illnesses.
A crucial aspect of workers’ compensation coverage is the array of financial benefits offered when an employee is unable to work due to an injury or illness. The specific types of workers’ compensation benefits you may be eligible for will largely depend on the severity of your injuries or illnesses and the extent of your lost wages.
Here are the various types of financial benefits available through Florida Workers’ Compensation:
Temporary Total Disability (TTD)
If you are unable to work due to a work-related condition, you may qualify for wage replacement benefits equivalent to 66 percent of your regular earnings, subject to a statewide maximum. However, TTD benefits are not provided for the first 7 days of missed work unless your injury or illness prevents you from working for at least 21 days.
In cases of severe injuries, you may be eligible to receive up to 80 percent of your normal earnings for up to 6 months. TTD benefits can be awarded for a maximum of 260 weeks, until you either return to work or become eligible for permanent total disability.
Temporary Partial Disability (TPD)
If you are unable to perform your regular job duties but can undertake other job-related tasks at a reduced rate, you may receive TPD benefits to bridge the gap in earnings. These benefits are calculated based on the 80/80 rule, which involves using 80 percent of the Average Weekly Wage and paying 80 percent of the resulting amount.
Impairment Benefits
Once you reach maximum medical improvement (MMI), your physician will assess if you have any lasting work limitations. If so, you may be eligible for impairment income benefits based on the impairment rating provided by your physician.
Permanent Total Disability (PTD)
Employees who reach MMI but are still unable to perform any work duties may qualify for PTD benefits, which provide partial wage replacement for the duration of their career.
Death Benefits
If an employee dies as a result of a work injury within one year of the incident or after five years of continuous disability, their family may receive workers’ compensation benefits. These benefits include coverage for funeral costs, dependent reimbursement, and education benefits.
At Work Injury Rights, our priority is to facilitate treatment for your work-related injury or illness and maximize your compensation benefits. Contact us today for a free initial consultation!
Reach Out to Experienced Winter Haven Workers’ Compensation Attorneys today!
If you sustain an injury while performing your job duties, it’s crucial to explore your options for obtaining the workers’ compensation benefits you rightfully deserve. Our knowledgeable Winter Haven, Florida work injury lawyers are here to assist you in assessing whether your workplace accident or illness qualifies for workers’ comp coverage and advocating for your compensation.
Feel free to reach out to our Work Injury Rights legal team at 954-829-7077 to schedule a complimentary consultation with no upfront costs or obligations!
