Our team of Coral Gables workers’ compensation lawyers are here to help you. When it comes to employees’ rights, Florida is one of the states that treats the issue with the seriousness it deserves. The government has outlined some strict procedural guidelines and enforcement rules that are meant to ensure employees’ rights are not violated.
Employers have the legal responsibility to provide safe working conditions and fair compensation benefits in case an employee gets injured or ill in the scope and requirements of their job.
However, there are many cases in which employers and their insurance companies have tried to deny or reduce the compensation benefits injured employees are legally entitled to. Fortunately, if you were injured on the job, you don’t have to go through the same ordeal.
At Work Injury Rights in Coral Gables, Florida, part of our daily work is to defend the rights of workers who have been forced to miss work due to an illness or injury they suffered in their workplace. Our Coral Gables workers’ compensation lawyers are dedicated to providing personalized representation to each of our clients.
No matter where you are in the state, our offices are conveniently located to serve you.
Talk to us today via 954-388-8616 or use our contact form to schedule your free consultation with our Coral Gables workers’ compensation lawyers, and learn more about how we can help you receive the benefits you deserve.
What Is Workers’ Compensation?
Workers’ compensation is a form of insurance coverage that is obtained by employers or businesses, meant to provide compensation benefits for employees who are injured or get ill while on the job. Florida law requires that most employers obtain workers’ compensation coverage for their employees.
Workers’ compensation ensures that employees are compensated for any illnesses or injuries sustained under an occupational capacity, regardless of who is at fault. In turn, the coverage makes employers immune from many forms of injury lawsuits from employees.
The Florida workers’ compensation statute is meant to protect workers and ensure that employers provide their employees with access to certain benefits following a workplace injury. The benefits include medical care, income loss benefits, along with other specific loss benefits.
To make sure that you gain access to these benefits following a workplace injury, you will need to follow certain steps as outlined below. In case you encounter any problems along the way, be sure to consult with an experienced Coral Gables workers’ compensation lawyer.
What Should I Do if I’m Hurt on the Job?
If you find yourself hurt while working on the job, the following is a list of things that you should do:
- Let your employer know that you got hurt in the workplace. You should ideally do this in writing to a person under supervisory or managerial capacity, such as the supervisor or foreman.
- Get medical attention as soon as possible and follow the doctor’s instructions. You should ideally visit a doctor approved by your employer or their insurance company.
- Start writing a journal about the whole ordeal, right from the moment of the accident. This will help keep your memories alive and the story consistent.
- When possible, take photographs or videos of your injuries, no matter how minor they may seem.
- File a workers’ compensation claim, ideally with the help of a Coral Gables workers’ compensation lawyer.
- Rest and recuperate.
What Are Florida’s Most Common Workplace Injuries?
The following are the most common forms of workplace injuries our Coral Gables workers’ compensation lawyers have seen:
- Burns
- Amputations
- Shoulder, neck, and back injuries
- Joint pain
- Fractures
- Construction accidents
- Accidents caused by tools or machinery
- Accidents sustained while out traveling for business.
Why Should I Hire a Coral Gables Workers’ Compensation Lawyer?
When you file your claim, your employer may claim that your injuries were caused by pre-existing conditions other than a workplace accident. They may also claim that your injuries are not as serious as you claim. They do all this in an attempt to deny your claim or reduce the amount of compensation benefits they pay you.
With this in mind, you want to work with an experienced advocate who can help you recover the compensation you are eligible for.
When you come to us, our Coral Gables workers’ compensation lawyer will attempt to obtain compensation for your damages, including medical expenses, lost wages, therapy and rehabilitation, prescription drugs, permanent or temporary disability benefits, and more through your workers’ compensation.
We have been helping Florida residents obtain workers’ compensation benefits for decades. Our experience in the field allows us to have a good understanding of how Florida’s justice system works, and we know the tactics the insurance company or your employer may use to deny your claim.
Our Florida workers’ compensation lawyers will be by your side through the entire process, have your best interest at heart, and make sure you get the compensation benefits you deserve.
How Much Does It Cost to Hire a Coral Gables Workers’ Compensation Lawyer?
When dealing with a workers’ compensation case, you have enough to worry about, and you shouldn’t have to pay out-of-pocket for legal help. You are both losing money treating your injuries, but are also missing work. At Work Injury Rights, our Coral Gables workers’ compensation lawyers do not accept any payment from our clients when they hire our services.
We work with our clients on a contingency fee basis, which means that we take our legal fees from the financial settlement we obtain on your behalf. We want to help you without draining your funds any further and will work to get the highest amount of compensation possible.
Keep in mind that Florida’s workers’ compensation law limits the maximum amount legal firms can charge clients when working on a contingency fee basis. The limits provided by the law are as follows:
- 20% of the first $5,000 awarded
- 15% of the next $5,000 awarded
- 10% of the remainder of the award. The amount has to be paid out within 10 years after the date of filing the claim
- 5% of the settlement award that is secured after the ten years elapse
The law also says that no fees should be paid out to a Coral Gables workers’ compensation lawyer before approval by the judge of compensation claims, or by the court that has jurisdiction over the claims proceedings. In this case, the judge cannot endorse amounts higher than what’s pointed out above.
What Should I Do if My Workers Compensation Claim is Denied?
In case your employer or their insurer denies your claim or refuses to approve your benefits, we can assist you in appealing their denial. Our Coral Gables workers’ compensation lawyers can take your case before the Division of Administrative Hearings, and present a strong argument before a judge to demonstrate how your claim is valid. As part of our services, we will:
- Be helping you understand what you can expect at every step.
- Interview any witnesses on your behalf, gather evidence, and work with experts to prove your injuries or illnesses.
- Mediate or negotiate with the insurance company to try to reach an amicable agreement.
- Represent your best interests to the judge who oversees your hearings.
What Responsibility Does the Employee Have in Filing a Workers Comp Claim?
Employees have the following responsibilities:
- Follow the safety guidelines provided by the employer
- Report any injury to the employer as soon as possible and within 30 days
- See an approved doctor and follow their treatment or instructions to the letter
- Keep copies of relevant documents
- Advise the employer when the doctor recommends taking time away from work
- Regularly update the employer of the developments of the injury or condition
- Submit to the testing and assessments required by the insurance company
- Complete all the required forms in a timely manner.
What Responsibility Does the Employer Have in the Workers Compensation Process?
The employer has a duty to:
- Investigate any accident immediately after it’s reported by the employee
- Inform the insurance company about the injury within 7 days of notification
- Regularly monitor the injured employee
- Complete all of the requested paperwork in a timely manner
- Support the employee when returning back to work
- Communicate any concerns about the return-to-work process
- Help the injured employee identify alternate suitable duties as needed.
Can an Employee Get Fired for Filing a Workers’ Compensation Claim?
Under Florida law, employers cannot fire an employee for filing a workers’ compensation claim. This would be referred to as “retaliation”, and it’s prohibited under Florida Statutes Section 440.205.
Keep in mind that nothing in the law requires employers to reserve an injured worker’s position while they are off work to recover from an injury sustained in the workplace. For more information, contact one of our Coral Gables workers’ compensation lawyers.
Is there a Time Limit to File a Workers’ Compensation Claim in Coral Gables, FL?
If you are injured in the workplace, you are allowed two years from the time of the accident to submit a petition to the Florida Workers’ Compensation Commission. In case you’ve already been receiving benefits from the workers’ compensation program and need to reapply, you should do it within a year of your last benefit payment.
Can I Sue My Employer?
In general, you’re not allowed to sue your employer following an accident at work. Once you start receiving workers’ comp insurance, you in effect waive your rights to sue your employer. However, there are some exceptions, such as when an injury is caused by a malicious employer. Talk to a Coral Gables workers’ compensation lawyer today to learn more about this.
Can an Independent Contractor File a Workers’ Compensation Claim?
The law doesn’t allow independent contractors in the construction industry to file for workers’ comp claims. In the non-construction industry, however, there are certain criteria in the law that may identify a person as an independent contractor.
Talk to a Coral Gables Workers’ Compensation Lawyer Today
The Coral Gables workers’ compensation lawyers from the Work Injury Rights offices can help you pursue the compensation you deserve following a workplace injury or an illness suffered on the job. We always go the extra mile to represent the best interests of each of our clients. Let us review your case for free and help you understand your legal options.
Call us today at 954-388-8616 to schedule a free consultation with one of our trusted and experienced Coral Gables workers’ compensation lawyers.
Workers Compensation Lawyer in Coral Gables, FL: Your Guide to Workers Compensation Claims
If you’ve been injured while working in Coral Gables, Miami-Dade County, or Florida, you may be entitled to workers compensation benefits. These benefits are designed to provide financial support to employees who suffer injuries or illnesses due to their job. However, navigating the workers compensation process can be complex, and having an experienced workers compensation lawyer in Coral Gables, FL is crucial to ensure you receive the compensation you deserve.
At [Law Firm Name], we specialize in workers compensation claims for employees in Coral Gables and the surrounding areas. Whether you’ve been injured in a construction accident, suffered a repetitive stress injury, or experienced a workplace slip and fall, our skilled legal team is here to guide you through the process, protect your rights, and fight for the maximum compensation available.
In this comprehensive guide, we will cover key aspects of workers compensation in Coral Gables, including how to file a claim, the types of benefits you can receive, common issues that may arise during the claims process, and why it’s essential to work with a skilled workers compensation lawyer.
What is Workers Compensation?
Workers compensation is a form of insurance that provides financial support to employees who are injured while performing their job duties. This system is designed to cover medical expenses, lost wages, rehabilitation costs, and other related expenses for employees who sustain work-related injuries or illnesses.
In Florida, workers compensation laws are governed by Florida Statute 440. The state has a no-fault system, meaning that regardless of who caused the injury—whether it was the employee’s fault, the employer’s fault, or a third party—the injured worker is entitled to certain benefits. However, the process of filing for and receiving workers compensation can be complicated, and that’s where a workers compensation lawyer in Coral Gables can help.
Types of Workers Compensation Benefits in Coral Gables, FL
There are several types of workers compensation benefits that may be available to injured workers in Coral Gables. These benefits are designed to help employees recover financially from their injuries and get back on their feet. Depending on the severity of the injury and the worker’s circumstances, different benefits may apply.
1. Medical Benefits
Medical benefits cover the cost of medical treatment for injuries sustained while on the job. This includes doctor visits, surgery, hospitalization, prescription medications, physical therapy, and any other necessary medical services. In Florida, workers are required to see an approved doctor for their workers compensation claim, and the employer or insurance company may have control over which doctors are involved in the treatment.
2. Wage Replacement Benefits
If you are unable to work due to your injury, wage replacement benefits are designed to provide you with financial support while you recover. There are two types of wage replacement benefits in Coral Gables:
Temporary Total Disability (TTD): This benefit is for employees who are completely unable to work while they recover from their injury. It typically pays a portion of the worker’s average weekly wage (AWW), up to a certain limit set by state law.
Permanent Total Disability (PTD): If your injury is so severe that you are unable to return to work at all, you may be eligible for permanent total disability benefits. This provides financial assistance for the rest of your life.
3. Vocational Rehabilitation Benefits
If your injury prevents you from returning to your previous job, vocational rehabilitation benefits can help pay for retraining or job placement services. These benefits are intended to help injured workers learn new skills so they can reenter the workforce in a different capacity.
4. Death Benefits
If a worker is killed in a workplace accident, death benefits are available to the surviving spouse, children, or other dependents. These benefits cover funeral expenses and provide ongoing financial support to the worker’s family.
The Workers Compensation Claims Process in Coral Gables
The process of filing a workers compensation claim in Coral Gables can be daunting, especially if your claim is denied or delayed. Having a skilled workers compensation lawyer by your side can make all the difference in ensuring that your claim is handled effectively.
1. Report the Injury to Your Employer
The first step in filing a workers compensation claim is to notify your employer of your injury. In Florida, you must report your injury within 30 days of the accident or when you first notice symptoms of a work-related illness. Failure to report the injury within this timeframe can result in the denial of your claim.
2. Seek Medical Treatment
After notifying your employer, seek medical treatment for your injury. Florida law requires workers to see a doctor authorized by the employer or the employer’s insurance company. Make sure to keep detailed records of all medical visits, treatments, and prescriptions.
3. File a Workers Compensation Claim
Once your injury has been reported and you have received medical treatment, you or your attorney will file a workers compensation claim with your employer’s insurance company. This claim will include details about the accident, medical records, and any other necessary documentation. Your workers compensation lawyer can help ensure that your claim is submitted correctly and that all necessary paperwork is included.
4. Claim Evaluation
After the claim is filed, the insurance company will review the details and determine whether your claim will be accepted or denied. If your claim is accepted, you will begin receiving benefits. If your claim is denied, your workers compensation lawyer will help you navigate the appeals process.
Common Issues in Workers Compensation Claims
While workers compensation is designed to help injured workers, the system is not without its challenges. Common issues that may arise during the claims process include:
1. Claim Denials
Insurance companies may deny claims for various reasons, including insufficient evidence, failure to follow proper procedures, or disputes over the cause of the injury. If your claim is denied, you may have the option to appeal the decision.
2. Delayed Payments
In some cases, injured workers may experience delays in receiving their benefits. This can cause financial hardship, especially if you are unable to work. A workers compensation lawyer can help expedite the process and ensure that you receive the benefits you are entitled to.
3. Disputes Over the Severity of the Injury
Insurance companies may argue that your injury is not as severe as you claim, or they may try to downplay the long-term effects. In these cases, your workers compensation lawyer may need to gather expert medical opinions to prove the severity of your injury and the need for ongoing treatment.
4. Third-Party Liability Claims
In some cases, a third party—such as a contractor, manufacturer, or another company—may be responsible for your injury. If this is the case, you may be able to file a third-party liability claim in addition to your workers compensation claim. A workers compensation lawyer can help determine if a third-party claim is viable and assist with the legal process.
Why You Need a Workers Compensation Lawyer in Coral Gables, FL
Filing for workers compensation benefits can be a complicated and lengthy process, especially if your claim is denied or if you encounter disputes with the insurance company. Working with an experienced workers compensation lawyer can ensure that your rights are protected and that you receive the maximum compensation available.
1. Expertise in Florida Workers Compensation Laws
A skilled workers compensation lawyer will be familiar with Florida’s workers compensation laws and can navigate the legal complexities of your case. They can ensure that your claim is filed correctly and that all necessary evidence is provided.
2. Help with Denied or Delayed Claims
If your claim is denied or delayed, an experienced workers compensation lawyer will help you appeal the decision and fight for the benefits you deserve. They will gather evidence, consult with medical experts, and handle all negotiations with the insurance company.
3. Maximizing Your Compensation
A workers compensation lawyer can help ensure that you receive fair compensation for your injury, including medical expenses, lost wages, pain and suffering, and vocational rehabilitation benefits.
4. Third-Party Claims
In cases where a third party is responsible for your injury, your lawyer can assist with filing a third-party liability claim, which may provide additional compensation beyond workers compensation benefits.
Contact a Workers Compensation Lawyer in Coral Gables, FL Today
If you’ve been injured at work in Coral Gables, Miami-Dade County, or Florida, don’t hesitate to seek legal help. At [Law Firm Name], we specialize in workers compensation claims and are committed to helping you secure the benefits you deserve. Contact us today for a free consultation and let our experienced team guide you through the workers compensation process.