When you are injured at work, you should know about workers’ compensation benefits in Fort Myers to claim maximum compensation for your injuries. Florida’s workers’ compensation laws are complex and require professional assistance to navigate the system successfully. A good workers’ compensation lawyer will evaluate your claim and help you recover workers’ compensation benefits in Fort Myers.
Fort Myers has dozens of workers’ compensation law firms, but all of these firms are not top-notch. Your research is crucial to picking the right attorney to handle your claim and get your rightful dues. Work Injury Rights has a top-notch team of workers’ compensation lawyers with extensive experience.
Our experienced lawyers have dealt with hundreds of such claims in the past and won millions of dollars in compensation on behalf of their clients. We treat all our clients as individuals and not just numbers. Our lawyers can help you fight for the rights and compensation you richly deserve.
Contact the experienced Fort Myers workers’ compensation lawyers of Work Injury Rights today at 954-833-5226 to evaluate your injury claims and obtain the maximum workers’ compensation benefits in Fort Myers for your workplace injuries.
What Are the Florida Workers’ Compensation Income Limits?
Workers’ comp law in Florida makes it mandatory for most employers who have more than four part-or-full-time workers to have workers’ compensation insurance to protect the workers in case of a work-related accident or illness. In fact, workers’ comp insurance not only protects the injured employee but the employer too.
For example, if an injured employee files a liability claim against the employer to recover damages for his/her injuries, the insurance system will protect the employer by paying court fees, legal fees, medical fees, and disability payments to the injured worker. These payments are also known as workers’ compensation benefits in Fort Myers.
The employer doesn’t have to pay out of pocket by himself thanks to the workers’ comp insurance system. The employer can increase or decrease the limits of workers’ comp insurance depending on his business needs and budget.
Here are Florida’s workers’ comp income limits:
- $500,000 limit on policy for injuries due to infections
- $100,000 per employee for bodily injuries because of an infection
- $100,000 per occurrence for bodily injuries.
What Are the Types of Workers’ Compensation Benefits in Fort Myers?
Medical benefits are some of the most important workers’ compensation benefits in Fort Myers, Florida. An injured employee doesn’t have to pay out of pocket money for medical expenses related to his/her workplace injury. Workers’ compensation insurance will cover your medical expenses including doctor visits, medications, ambulance charges, surgery charges, emergency medical care, physical therapy, and rehabilitation charges.
Your employer will have an authorized physician where you should get treatments for your workplace injuries. Our workers’ comp lawyers will represent your claim and not the insurance company. In the process, we will make sure that you get your rightful workers’ compensation benefits in Fort Myers.
Disability benefits are categorized as temporary and permanent disability benefits. If the injured employee is not able to work either temporarily or permanently, the insurance company will pay the relevant disability benefits.
There are four types of disability benefits including two types of temporary and two types of permanent disability benefits:
Temporary Partial Disability (TPD) Benefits
If your physician says that you could return to work with restrictions, you are entitled to temporary partial disability benefits (TPD). If you earn less than you did before, TPD is 80% of the difference between your current income and 80% of your income before you were hurt.
Temporary Total Disability (TTD) Benefits
Temporary total disability benefits (TTD) are usually capped at $971 per week in Florida. You are eligible for TTD if your injuries keep you off work for more than 7 days. There will be a waiting period of 7 days before the benefits start to kick in. But if you were out of work for 21 days, you can claim for the 7 day waiting period too.
TTD is calculated at 2/3 of your weekly average wage. You will continue to receive temporary disability benefits until your physician says that your condition won’t further improve and you have reached MMI or maximum medical improvement.
Permanent Partial Disability (PPD) Benefits
Permanent partial disability benefits (PPD) are paid when the injured worker has reached maximum medical improvement or MMI. MMI is the state where the condition of the injured worker has improved as much medically as possible. His or her condition won’t improve any further as per his/her treating physician.
In most cases, the insurance company will settle the workers’ compensation claim when the injured worker reaches Fort Myers MMI.
Permanent Total Disability (PTD) Benefits
On the other hand, permanent total disability benefits are paid when the treating physician confirms that the injured employee cannot work in any position for the rest of his/her life. The employee will receive PTD for his or her lifetime since he or she is not able to return to work even under a different position.
How Are Workers’ Compensation Benefits in Florida Calculated?
The average weekly wage or AWW plays an important part when calculating workers’ compensation benefits in Fort Myers, FL. When the worker has been in the company for more than a year, the aggregate sum of money received by the worker over the past 52 weeks is taken into consideration to calculate the AWW.
If the employee was employed for less than a year, the total pay received by the injured employee divided by the number of weeks will be taken into consideration to calculate the AWW. If the injured worker was in the company for a short time, the salaries of workers in a similar capacity are compared to calculate the AWW.
Are Workers’ Compensation Benefits in Fort Myers Taxed?
No, workers’ compensation benefits in Fort Myers are not taxed.
Let Us Help You Get Maximum Workers’ Compensation Benefits in Fort Myers
When you are injured at work in Fort Myers FL, you are entitled to receive compensation through workers’ compensation insurance. You need to hire the best lawyer in town to handle your claim in order to receive the maximum workers’ compensation benefits in Fort Myers.
Contact the experienced workers’ compensation lawyers of Work Injury Rights today at 954-833-5226 to evaluate your workers’ compensation claim and obtain the maximum benefits for your workplace injuries.